Tax Negotiation

IRS Wage Garnishment Release

An IRS wage garnishment (also called a continuous wage levy) instructs your employer to withhold a significant portion of your paycheck every pay period and send it directly to the IRS. Unlike a one-time bank levy, a wage garnishment continues until your debt is paid or released.

The IRS can garnish a large percentage of your disposable income — leaving you struggling to cover rent, utilities, and food. Our team acts fast to get your garnishment released and stop the withholding from your next paycheck.

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Wage Garnishment
Paycheck Impact

How Much They Take

How Much Can the IRS Garnish?

The IRS uses Publication 1494 to determine your exempt amount based on filing status and dependents. The rules are strict:

  • ✓ The IRS can take all income above your exempt amount — often 60–70% of take-home pay
  • ✓ Exempt amounts are based on standard deduction and personal exemption — not your actual expenses
  • ✓ Garnishments begin within days of the first pay period after notice is sent to your employer
  • ✓ Your employer is legally required to comply or face penalties
  • ✓ Garnishments continue every pay period until released or debt is paid
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The Process

How We Release Your Wage Garnishment

Wage garnishment releases are time-critical. The sooner we act, the sooner the withholding stops.

1

Establish IRS Representation

We file Form 2848 (Power of Attorney) and contact the IRS immediately to notify them of our representation and request a hold on collection.

2

File Missing Returns

The IRS requires all returns to be filed before releasing a garnishment. We prepare and file any missing returns as quickly as possible.

3

Negotiate a Release

We submit a release request supported by a proposed resolution — installment agreement, OIC application, or hardship status — that the IRS accepts in exchange for stopping the garnishment.

4

Notify Your Employer

Once released, the IRS sends a formal levy release notice to your employer. We confirm receipt and monitor to ensure no future garnishments are issued.

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Garnishment Release
Urgent Help

Act Fast

Every Pay Period Costs You Money

Wage garnishments are designed to force resolution quickly — but without the right strategy, you may end up in an unaffordable payment plan. Here is what is at stake:

  • ✗ Each paycheck is reduced until the garnishment is formally released
  • ✗ Your employer is notified — creating workplace embarrassment and potential job risk
  • ✗ The IRS applies your garnished funds to penalties and interest first, not principal
  • ✗ Self-negotiated releases often result in payment amounts that cause default
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Ready to Resolve Your Tax Issues?

Every paycheck taken by the IRS is money you cannot get back. Contact us now — the sooner we act, the sooner your wages are protected.

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